SP-37 The Truth Behind Disability Insurance; What Every Endodontist Needs to Know

CE Hours: 0.75

Description: In today's professional landscape, the importance of disability insurance cannot be overstated, yet many practitioners remain unaware of its intricacies until faced with unforeseen circumstances. This lecture offers a comprehensive exploration of disability insurance through an endodontist's personal journey. This lecture begins with a candid reflection on the initial decision-making process and the false sense of security it can provide and navigates through the complexities of disability insurance, common misconceptions and pitfalls when filing a claim. Participants will gain insights into the types of disability insurance available, the documentation required for claims, and the challenges inherent in the claim process itself. Through real-life examples and practical guidance, attendees will learn how to build a robust support network of advisors and proactively prepare for the unexpected before and after it happens. At conclusion, participants will emerge with the knowledge and resources needed to navigate the nuanced world of disability insurance with confidence and foresight, ensuring peace of mind in the face of adversity.

Learning Objectives:  

• List the appropriate records requested by disability insurance companies, should practitioners ever have to file for disability.
• Describe the disability claim process. I.e. who to contact, when to start the process, timelines, ongoing document requests, who are your allies/enemies.
• List the advisors to have in place before you get injured. i.e. Disability agents (not necessarily yours), accountant, financial planner, attorney, etc.